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Celebrate Youth Week

Celebrate Youth Week

With just $5, your kids can be Navy Federal members for life. Open a new minor membership for them, and they’ll get $25.Footnote 1

Start a Minor Membership Applicationto open a minor account Not a member? Join today.

Build a Solid Financial Future for Your Child

Help Them Stick to a Budget With GO Prepaid

Our GO Prepaid card is a safe and secure way to teach your child how to budget and manage money. Open a new GO Prepaid card and load with $100, and we’ll deposit an extra $10.Footnote 2

Get a Card about EasyStart Certificates

Teach Them to Be Savvy Savers

Help your child build their savings with our sky-high certificate rates.  Open any new certificate by April 21 for a $10 bonus! And, you could get another $10 when you enroll in digital statements for your new certificate.Footnote 3  You can also get a 10-Month Special Certificate and grow your savings faster with a rate that's more than 2X the national average!Footnote 4

Open Now

Help Them Plan for the Years Ahead

  • Manage Credit

    Add your child as an authorized user to your credit card account. As the primary account holder and parent, you can set spending limits on the account while helping them build credit.

  • Get Ready for College

    Getting ready to send your student off to college? Student loans can help bridge the gap when federal loans, scholarships and grants aren’t enough.

  • Form Smart Money Habits

    Set your child up for success with the checking account that has it all. With Free Campus Checking, they’ll get ATM fee rebates,Footnote 5 pay no monthly service fee and enjoy no minimum balance requirement.

Giving Back to Our Community

We believe in stepping up to help others within the military community through our partnerships with organizations like Feeding America, Our Community Salutes and Toys for Tots.

Disclosures

1

Offer valid between 04/14/2025 and 04/21/2025 and can expire anytime without prior notice. To open a minor membership account, the person opening the account must be an existing member and a parent, grandparent, or guardian of the minor. To receive the $25 bonus, the minor must be under 18 years of age and eligible to join. This offer may not be combined with any other new member offers at the time of account opening. Eligibility is open to members of the Coast Guard, all Department of Defense uniformed personnel, reservists, Active Duty, retired, Veterans, Army and Air National Guard, DoD civilian employees, contractors, and their immediate family. $5 minimum balance is required to open and maintain membership savings account and to obtain bonus. If the minor's new membership savings account has not been funded at the time the bonus is credited, we will hold the minimum $5 share required for their membership. Annual Percentage Yield (APY) 0.25%, effective 01/25/2025. Fees may reduce earnings, and rates may change. Bonus deposited into the minor's membership savings account within 14 business days of account opening. Accounts must be in good standing for credits to be processed. Recipient is solely responsible for any personal tax liability arising out of the acceptance of this incentive. Offer not available via mobile app.

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2

Offer applies to new GO Prepaid cards issued between 04/14/2025 and 04/21/2025. To be eligible for a credit, you must load at least $100 by 04/30/2025. Please allow up to 8 weeks after 04/30/2025 for the credit to post to your account and appear on your periodic statement. Limit of one (1) $10 credit per card. The $10 credit will be posted to your Navy Federal GO Prepaid card. The account must be open at the time the credit is posted. Navy Federal reserves the right to end or modify this offer at any time. The value of the reward may be reported on the appropriate IRS forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

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3

Offers valid April 14-April 21, 2025. Navy Federal reserves the right to end or modify this offer at any time. To qualify for the New Share Certificate opening $10 bonus, primary certificate holder must be under age 18, and the Share Certificate must be opened during the promotional period. Offer does not include IRA or ESA Certificates. Share Certificate owner(s) under age 18 must have a joint owner age 18 or older on the account. To qualify for the Combined Certificates & IRAs digital statement $10 bonus, primary minor member or joint owner must select Digital Statement Delivery of the minor’s Combined Certificates & IRAs statements no later than May 21, 2025. The qualifying bonus(es) will be credited to the minor’s share savings account by June 30, 2025. Penalties apply for early withdrawals from certificate accounts. Members should consult a tax consultant or obtain legal advice regarding any tax implications related to the dividend. Navy Federal does not provide tax advice. Offers applicable to both new and existing minor memberships and new and existing minor certificate owners. Limited to one New Share Certificate opening $10 bonus and one Combined Certificates & IRAs digital statement $10 bonus per member. Minors may receive a total of $20 in bonuses. Standard Share Certificates have a $1,000 minimum deposit. EasyStartSM/Special EasyStart/10-Month Special Share Certificates have a $50 minimum deposit. Annual Percentage Yield (APY) varies based on term selected and can be found at navyfederal.org/rates. Taxes related to the bonuses are the member’s responsibility.

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4

Navy Federal's 10-Month Special Certificate rate is in comparison to the national average of the 12-Month Certificate rate. The national average for the 12-Month Certificate is 1.83% APY, based on rates published in the FDIC Monthly National Rates and Rate Caps; accurate as of December 16, 2024.

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5

Up to $10.00 in ATM fee rebates per statement period.

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